Protection Plan

need-a-phone.ca
Premium Protection Plan

Keep your phone running — even when life happens.

Cracks, drops, spills, and battery wear, covered by the Canadian team that refurbished your phone. Honest deductibles, no runaround.

Accidental damage covered
Battery health guaranteed
Repaired in-house since 2018
The plan

Simple, honest protection.

A full year of complete coverage for one straightforward price — added right at checkout.

Premium Protection — 1 year
$59
for 12 months of coverage
  • Accidental damage — drops, cracks, spills
  • Mechanical & functionality failures
  • Battery replacement below 80% health
  • One repair or replacement claim
  • Repaired in-house by our Canadian team
What's covered

Clear about what you get — and what you don't.

No fine-print surprises. Here's exactly where the plan steps in.

✓ Covered

  • Cracked or shattered screens
  • Drops and physical damage
  • Liquid and water damage
  • Charging port, buttons, speakers, mic, cameras
  • Wi-Fi, Bluetooth & cellular faults
  • Battery that drops below 80% health

✕ Not covered

  • Lost or stolen phones
  • Cosmetic scratches that don't affect use
  • Intentional damage or misuse
  • Unauthorized third-party repairs
  • Data loss (back up before service)
Why ours

Simple, honest, and local.

Backed by the Canadian team that refurbished your phone — no third-party runaround.

🔋

Battery is included

A battery that drops below 80% health is covered under the plan — you just pay your deductible.

🔧

Repaired in-house

The same Canadian team that inspected your phone handles the repair — trusted since 2018.

🍁

Honest & clear

Transparent deductibles and plain-language terms. What's covered and what isn't, stated up front.

How a claim works

Three steps, no runaround.

1

Tell us what happened

Email or call us, and send a photo if it's accidental damage. We confirm coverage and your deductible.

2

Pay your deductible

An amount based on your phone's price — from $29. We cover parts, labour and shipping beyond it.

3

Fixed or replaced

Ship it to us or drop by. We repair and return it — and if we can't fix it, we replace it.

Make a claim »

Have a plan and something happened? Start here — it takes about two minutes.

Deductibles

Fair, and scaled to your phone.

A screen for a flagship costs far more than one for an entry phone, so the deductible scales with what you paid. You only pay it when you make a claim.

Your phone's price (pre-tax) Repair Replacement
Under $250 $29 $79
$250 – $500 $49 $109
Over $500 $79 $149
iPhone SE
$199 · cracked screen
You pay $29
iPhone 13
$425 · cracked screen
You pay $49
iPhone 15 Pro
$899 · unrepairable
You pay $149
Questions

Good to know.

How many claims do I get?

One claim — a single repair or replacement — during your coverage year. A battery replacement below 80% health counts as that claim.

When does coverage start?

The day you receive your phone, and it runs for a full year from that date.

What will I pay if I make a claim?

A deductible based on what you paid for the phone — $29 to $79 for a repair, $79 to $149 for a replacement. Ready to file? Make a claim »

Are lost or stolen phones covered?

No — this plan covers damage and failures, not loss or theft. Keeping that out is part of what lets us offer it directly and keep it affordable.

Can I cancel?

Yes. Cancel within 30 days for a full refund if you haven't made a claim (Quebec residents have a 10-day right under the Consumer Protection Act). After that, a pro-rata refund applies.

Is the plan transferable?

No — the plan stays with the original purchaser and the original phone.

This Plan is a service contract provided directly by NEED-A-PHONE INC, not insurance. It is offered in addition to your free legal warranty and our standard 90-day warranty. Loss and theft are not covered, and the plan is non-transferable.